John Killick Blog
Investing 202
Many people would be surprised to know that the funds management industry in New Zealand is really only 30 years old. We had seen the development of personal superannuation products from the early 80’s and defined benefit – defined contribution workplace superannuation prior to that. But unit...
Read More...Risk and Return
The local rugby team, the Hurricanes suffered their first loss on the weekend after seven straight wins. What followed from players and coach alike was the risk and reward line. Something which we investment professionals are prone to fall back on. ‘There is no such thing as...
Read More...Fundamentals of financial literacy – ‘thanks Mum’.
For many people the fundamentals of finance are as abstract to them as mathematics is for me, when calculus and algebra are introduced in discussing mathematical problems. Numbers represented by letters (algebra) and rates of change (calculus) whilst grist to the mill for those inclined (age and...
Read More...Protecting what matters
Experience is a great teacher and wisdom from experience a great mentor. It’s why most cultures respect their elders. The ‘tribe’ survived because the leader had wisdom. Great religions the same. Of course being human has meant ‘leaders’ have used their position – for the good of...
Read More...What you choose today determines how much choice you have later in life.
Many NZ’s automatically think ‘product’ when considering or discussing investment. Recent examples include power company shares, KiwiSaver, Auckland and Christchurch residential property and for the less risk averse early adopters and online investors, peer to peer lending. Also, the NZ desire for self employment and the entrepreneurial...
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