John Killick

I’m Gen X – no money worries!

Issue

Statistics show us that the majority of middle class NZ’ers start having children at around age 30.  This is much later than my generation – the baby boomers.  The introduction and acceptance of effective contraception in the mid 60s in our society has gradually extended the timeframe...

Oh to be young again – not?

Issue

After 48 years of working life – earning, spending, living, learning and enjoying it’s easy to reflect but not so easy to refrain (from giving advice).

Some things remain the same but most are very different – and nature teaches us that it is smarter to adapt, life...

Independence Day

Issue

Most of us ‘baby boomers’ realise that government superannuation is not going to provide an adequate income to maintain the lifestyle to which we have become accustomed through the latter stages of our working life.  We also know that due to modern medicine and dietary awareness the...

Capital Market increases are permanent, declines are temporary

ISSUE: Volatility

I’ve said it before but it bears repeating. Volatility is not loss. Capital markets are volatile, that is the price you pay for greater return. Market declines capture attention, the media dines out on them emotionally. Market increases have always exceeded market declines, the media reports...

I’m a risk taker – yeah right!

Issue

One of the major roadblocks to young people setting up their future is concern for the unknown.  It seems a dichotomy – young and risk, and yet it is extremely prevalent.  The risk I am referring to is not – travel to exotic places, getting legless at...